Need Credit? Got Credit? No Credit? Either way, we can help. Up to 24 months Same-As-Cash with Credit-Check or No-Credit-Needed options available with 90-Day payment options available at our Discount Mattress stores in Fultondale, Cullman, Birmingham, and Guntersville.
50-75% off name-brand mattresses daily!
Select from our "No-Credit-Needed" or below to learn more.
WHAT YOU WILL NEED TO APPLY
- Social Security number or ITIN
- Credit card or debit card
- Checking account & routing number
- Government-issued photo ID
- Be 18 years or older
Once approved, you can go shopping. We set up payments that can match your paydays.
3. CHECKOUT & GET IT TODAY
Start your lease and take home what you need today for a small up-front cost. You will need help from a store associate to checkout.
To submit an application for Progressive, click the button that corresponds to your purchase location, below:
You can apply for a no-credit-needed loan inside our store or here.
This program is NOT based on creditworthiness. Okinus also reports payments to the credit bureau and offers a 90-Days-Same-As-Cash payment option. Payments are drafted monthly from the customer's checking account.
Requirements to qualify for No-Credit-Needed Financing:
- You must have a checking account open for at least 90 days with a Debit Card (bring it with you)
- Bring your checking account number and routing number
- Must have monthly income of $1,200 or more
We can now give you an instant response. All you need is your ID. Customers who are in the military, self-employed, or on a fixed income are still required to bring in their most recent 60-day bank statement.
To submit an application for Okinus, click the button that corresponds to your purchase location, below:
It is easy to apply for credit. Stop by any of our stores, bring your state-issued ID, fill out a credit application and, in most cases, you will have an answer in less than 15 minutes.